{"id":659303,"date":"2025-05-15T14:23:44","date_gmt":"2025-05-15T19:23:44","guid":{"rendered":"https:\/\/test.comfenalcovalle.com.co\/?page_id=659303"},"modified":"2026-04-07T16:44:57","modified_gmt":"2026-04-07T21:44:57","slug":"compra-de-cartera","status":"publish","type":"page","link":"https:\/\/test.comfenalcovalle.com.co\/en\/personas\/credito\/lineas-de-credito\/compra-de-cartera\/","title":{"rendered":"portfolio purchase"},"content":{"rendered":"
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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"compra\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Beginning<\/a><\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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portfolio purchase<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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It is a line of credit designed to buy obligations that you have acquired with other entities: credit cards, revolving credits, consumer credits and\/or payroll credits. With this credit you will be able to reduce the interest to be paid, improve your liquidity by unifying your obligations into one and reducing the value of the monthly installment.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tCharacteristics<\/a>\n\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t

\u27a2 Ofertas de cr\u00e9dito preaprobadas.
\u27a2 Tramite electr\u00f3nico.
\u27a2 Estudio de cr\u00e9dito sin costo.
\u27a2 Plazo desde 12 hasta 60 meses.
\u27a2 Tasa y cuota fija durante toda la vigencia del cr\u00e9dito.
\u27a2 Seguro de vida y desempleo que amparan la deuda.
\u27a2 Posibilidad de hacer abonos o pagos anticipados de la deuda, sin recibir ning\u00fan tipo de penalizaci\u00f3n o cobros adicionales.
\u27a2 Desembolso a la entidad que deseas comprar la cartera.
\u27a2 Descuento por n\u00f3mina.
\u27a2 Atenci\u00f3n y asesor\u00eda a trav\u00e9s de consultores financieros especializados.<\/p>

If you received a notification of pre-approved credit, contact your financial consultant or through our service channels.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tRequirements<\/a>\n\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t

\u27a2 Ser trabajador activo de empresas afiliadas a la Caja de Compensaci\u00f3n Comfenalco Valle Delagente.
\u27a2 Tener vinculaci\u00f3n laboral superior a dos (2) a\u00f1os consecutivos.
\u27a2 Devengar ingresos por concepto de salario desde un (1) Salario M\u00ednimo Legal Vigente.
\u27a2 Ser mayor de 18 a\u00f1os y menor de 65 a\u00f1os de edad.
\u27a2 Tener adecuado comportamiento crediticio reportado ante las Centrales de Riesgo.
\u27a2 La empresa para la cual laboras debe tener Acuerdo operativo de cr\u00e9dito, para la autorizaci\u00f3n del descuento de n\u00f3mina.
\u27a2 La empresa y el solicitante deben estar al dia por todo concepto con Comfenalco Valle Delagente.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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The interest rate will be assigned according to a credit study and will vary according to the affiliation category and credit profile of each applicant.<\/p>

Desde 1.14 % mes vencido.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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The processing of your credit application is done electronically, for which you have the support of our Financial Consultants, who send you the formats for you to fill out and sign:<\/p>

\u27a2 Solicitud de Cr\u00e9dito Persona Natural.
\u27a2 Pagar\u00e9 y Carta de Instrucciones.
\u27a2 Autorizaci\u00f3n giro desembolso y\/o Compromiso compra de cartera.<\/p>

To the electronic application you must attach:<\/p>

\u27a2 Documento de Identidad.
\u27a2 Certificaci\u00f3n laboral no mayor a 30 d\u00edas, que indique cargo, sueldo, antig\u00fcedad y tipo de contrato.
\u27a2 Comprobantes de pago de n\u00f3mina de los \u00faltimos dos (2) meses.
\u27a2 Soportes actualizados de las obligaciones a recoger.<\/p>

Once the credit application has been approved, we will send you and your company to sign the Payroll Discount Authorization.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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Transfer or check to the entity from which you are buying a portfolio.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\n\t\t\t\t\t\tImportant note<\/span>\n\t\t\t\n\t\t\t\t\t\t- El estudio y aprobaci\u00f3n del cr\u00e9dito estar\u00e1n sujetos al cumplimiento de las condiciones del producto.\n
\n- Si desea realizar el tr\u00e1mite deber\u00e1 enviar su solicitud a trav\u00e9s del correo electr\u00f3nico servicioalcliente@comfenalcovalle.com.co o comunicarse a nuestra l\u00ednea de contacto (602) 886 27 27 Extensi\u00f3n 3103 en nuestro horario de atenci\u00f3n de lunes a viernes de 8:00 a.m. a 12:00 m. y de 1:00 p.m. a 5:00 p.m.\n
\n- Tambi\u00e9n puede agendar su cita virtual a trav\u00e9s de nuestros Canales de Atenci\u00f3n https:\/\/comfenalcovalle.qanty.com\/portals\/appointments<\/a> o de la App Delagente.<\/span>\n\t\t\t\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tDownload the credit application instructions here\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tCr\u00e9dito de libre inversi\u00f3n y compra de cartera\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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(602) 886 2727 Ext. 3103<\/strong>
Turno Virtual<\/strong><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t<\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\tRegresar<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Inicio Compra de cartera Es una l\u00ednea de cr\u00e9dito dise\u00f1ada para comprar obligaciones que hayas adquirido con otras entidades: tarjetas de cr\u00e9dito, cr\u00e9ditos rotativos, cr\u00e9ditos de consumo y\/o cr\u00e9ditos de libranza. Con este cr\u00e9dito podr\u00e1s disminuir los intereses a pagar, mejorar tu liquidez al unificar tus obligaciones en una sola y disminuir el valor de […]<\/p>","protected":false},"author":29,"featured_media":659310,"parent":4983,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-659303","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"\nCompra de cartera - Comfenalco Valle Delagente<\/title>\n<meta name=\"description\" content=\"Es una l\u00ednea de cr\u00e9dito dise\u00f1ada para comprar obligaciones que hayas adquirido con otras entidades: tarjetas de cr\u00e9dito, cr\u00e9ditos rotativos..\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.comfenalcovalle.com.co\/personas\/credito\/lineas-de-credito\/compra-de-cartera\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Compra de cartera\" \/>\n<meta property=\"og:description\" content=\"Es una l\u00ednea de cr\u00e9dito dise\u00f1ada para comprar obligaciones que hayas adquirido con otras entidades: tarjetas de cr\u00e9dito, cr\u00e9ditos rotativos..\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.comfenalcovalle.com.co\/personas\/credito\/lineas-de-credito\/compra-de-cartera\/\" \/>\n<meta property=\"og:site_name\" content=\"Comfenalco Valle Delagente\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-07T21:44:57+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.comfenalcovalle.com.co\/wp-content\/uploads\/2025\/05\/compra-cartera.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"563\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.comfenalcovalle.com.co\/personas\/credito\/lineas-de-credito\/compra-de-cartera\/\",\"url\":\"https:\/\/www.comfenalcovalle.com.co\/personas\/credito\/lineas-de-credito\/compra-de-cartera\/\",\"name\":\"Compra de cartera - 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